Practice Brief • Trusts, NGOs & Wealth Structuring
Financial Advisor & Wealth Management
Strategic wealth accumulation: Mutual Funds, Fixed Deposits, Equities, Bonds, and Section 54EC tax-saving plans.
Turnaround: Personalized financial assessment completed in 3 to 5 business days
Practice Lead: CA. R.A. Dhoot, Senior Chartered Accountant & Cost Accountant
Practice Methodology & Regulatory Scope
Preserving and compounding capital requires balanced statutory tax planning coupled with sound financial economics. As Chartered and Cost Accountants, we analyze post-tax yields, inflation-adjusted returns, and risk-adjusted capital allocations across equities, corporate fixed income, debt mutual funds, and government-backed infrastructure bonds.
Governing Statutory Acts & Guidelines
SEBI (Investment Advisers) Regulations
Section 54EC & 54F of Income Tax Act 1961
Indian Trust Act 1882
Tangible Client Deliverables
1
Comprehensive Asset Allocation & Goal-Based Financial Roadmap2
Tax-harvesting advisory on long-term (LTCG) and short-term (STCG) equity capital gains3
Section 54EC Capital Gains Tax-Exemption Bond investment (REC, PFC, IRFC, NHAI)4
Corporate treasury idle cash optimization through overnight and liquid mutual funds5
Estate and succession alignment connecting investment portfolios with private family wills and trustsMeasurable Enterprise Safeguards
Maximized post-tax compound returns compared to conventional unoptimized deposits
Full capital gains tax immunity on property sale gains through timely Section 54EC allocations
Unbiased fiduciary counsel free from commission-driven financial product pushing
Statutory Practice FAQs
Q: How do Section 54EC bonds help save capital gains tax on property sale?
A: Under Section 54EC of the Income Tax Act, you can invest up to ₹50 Lakhs of long-term capital gains arising from the sale of real estate into notified government bonds (REC, PFC, IRFC, NHAI) within 6 months of sale to receive 100% tax exemption on that gain. The bonds have a 5-year lock-in with guaranteed interest.
Q: Why consult a Chartered Accountant for financial planning rather than an insurance agent?
A: A Chartered Accountant analyzes the complete multi-year income tax picture, GST implications, business cash flows, and succession structure, recommending investments based on true post-tax internal rate of return (IRR) rather than third-party distributor commissions.
Partner Consultation
Engage Practice Partner
Schedule an in-person chambers discussion or encrypted virtual conference with our senior practice leader.
Designated Partner Lead:
CA. R.A. Dhoot, Senior Chartered Accountant & Cost Accountant
ICAI Fellow Chartered Accountant
Strict client confidentiality maintained under ICAI Code of Ethics.